Down the Androscoggin valley, and from Gray to Rockland, Androscoggin Bank’s 13 locations serve central Maine communities with dedicated financial professionals, knowledgeable about their local business community.
“Our business clients quickly learn that our staff is well-equipped to satisfy all their business financial needs,” began Paul Andersen, senior vice president for commercial lending. “As a Maine-based bank, our customers don’t have to wait days for an answer while we check with an out-of-state home office. That is not how we do things. We work at the local level right here in Maine to give you answers as quickly as possible.”
Androscoggin Bank’s idea of the ideal business financial partner “is a bank with its finger on the pulse of the community. That’s one of the best reasons to come over to Androscoggin Bank. We’re well-connected to the community, a fact that gives us an obvious motivation for helping your business succeed.” Andersen added, “We’ve been around a long time, since 1870, and have the financial and business resources your business needs to prosper. As a community bank, the local savings deposited in our bank are returned to the community in the form of business loans.”
Businesses need working capital with maximum flexibility. “Our lines of credit offer the flexibility every business requires to operate successfully…working capital when you need it most,” said Andersen.
“Since 90 percent of businesses in Maine operate as ‘small businesses’, meaning they employ 10 or less, we have tailored our products to meet their needs. “
Small, family-run businesses and partnerships, from construction companies to small retailers to accountants, have all benefited from Androscoggin Bank’s business checking, lines of credit, term loans, debit cards, credit cards, and other services. “One of our goals has been to create a stress-free banking environment for our customers. We do that by meeting face-to-face with our clients and we have found that people like to do business that way,” noted Andersen.
Another way that Androscoggin Bank creates a stress-free environment is by making it as good a place to work at as possible. “We believe that in order to offer good, old-fashioned customer service, we need to be good to our employees. We make the work environment as beneficial as we can for all employees, from the teller to the president,” said Andersen. “Our employees’ pleasant attitudes, honesty, and customer service are appreciated by our customers.”
“If you’re looking for a bank that understands the needs of your business, and which can be responsive at the local level, please stop in or give us a call,” said Andersen. “We’d like to talk with you about your plans to purchase new equipment, expand into a larger space or redesign your cash management services. The flexibility of our banking services at Androscoggin Bank is designed to help you no matter which business you are in.”
Androscoggin Bank
30 Lisbon St.
Lewiston, Maine 04240
207-784-9164
Services offered
In addition to old-fashioned banking, other business services and conveniences include: From your home or office computer, you can access and manage all of your business’ Androscoggin Bank funds with a minimum amount of time and a maximum amount of security and efficiency. These options include electronic transfers, online payments, automatic deposits, automatic payments, and e-mail communication. “The internet goes way beyond what ATM machines brought to banking 20 years ago,” said Andersen. Telephone Banking, at no additional charge, provides access to your account information. Your monthly statement includes reduced size pictures of all your canceled checks together on individual sheets in numbered sequence. They’re easier for you to handle and are guaranteed to reduce the time needed to reconcile your account every month. There’s also the convenience of drive-up facilities and night drops at all Androscoggin Bank locations.
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