Many investors are striving to find a balance between maximizing returns and avoiding unnecessary risk. While the stock market offers the potential for higher returns, it also puts your principal at risk. That’s why the MEMBERS Market Index Certificate offers such a comfortable solution. It combines earning potential based on the stock market with the security of an insured credit union certificate.
Sometimes the stock market’s up. Sometimes it’s down. But, thanks to the MEMBERS Market Index Certificate, you can take advantage of the increases without ever risking your deposit. The MEMBERS Market Index Certificate pays dividends based on the increase in the Standard & Poor’s 500 Composite Stock Price Index. IF the S& P 500 goes up, you earn a percentage of the increase. But if it goes down, you won’t lose a penny of your initial deposit. So, you can rest easy and ride the upswings of the stock market without ever having to risk a fall.
The Market Index certificates are available for 1, 2, 4, and 7 year terms in Share & IRA Certificates. For more information, call OTIS FCU at 897-0900 today.
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